Side-by-side · Q2 2026 data
Gulf Coast Community Federal Credit Union vs Centuryfirst Federal Credit Union
Credit union
Gulf Coast Community Federal Credit Union
Gulfport, Mississippi · $100 million – $1 billion
Credit union
Centuryfirst Federal Credit Union
Hattiesburg, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Gulf Coast Community Federal Credit Union | Centuryfirst Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 66 |
| Capital cushion | 100 (stronger) | 89 |
| Loan quality | 59 (stronger) | 40 |
| Earnings | 39 | 55 (stronger) |
| Funding & liquidity | 78 (stronger) | 71 |
| Problem-loan coverage | 88 (stronger) | 75 |
| Peer percentile | 60th | 37th |
| Total assets | $125.5M | $144.9M |
| Deposits / shares | $101.4M | $124.8M |
| Capital ratio | 17.70% (stronger) | 13.86% |
| Problem loans | 1.22% (stronger) | 1.80% |
| Net charge-offs | 1.17% | 0.78% (stronger) |
| Return on assets | 0.47% | 0.87% (stronger) |
| Loans ÷ deposits | 82.0% (stronger) | 88.9% |
| Uninsured deposits | 5.1% | 3.2% (stronger) |
| Offices | 3 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 40.9% | 0.0% |
Gulf Coast Community Federal Credit Union has the higher TellerScore (73 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Gulf Coast Community Federal Credit Union leads on 4 and Centuryfirst Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.