The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 2 points (71 → 73), mostly because the earnings component improved by 16 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Mississippi

Yes. Gulf Coast Community Federal Credit Union is a federally insured credit union (NCUA charter #242). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.1% of shares and deposits ($5.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 17.70%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Gulf Coast Community Federal Credit Union lists 3 offices in 2 cities. Most locations:

• Gulfport, MS (2)
• Bay St Louis, MS (1)

All branch addresses and map

In 2025, Gulf Coast Community Federal Credit Union reported 103 home-loan applications under HMDA (LEI 254900R21YNPTNWW1L44): 55 originated ($7,865,000 total), 38 denied, and 10 withdrawn or closed by the applicant. Its denial rate on decided applications was 40.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Gulf Coast Community Federal Credit Union

Type

Federal credit union

NCUA charter #

242

RSSD ID

25571

Primary regulator

NCUA

Established

1935

Headquarters

12364 Highway 49, Gulfport, MS 39503

Employees

56