Side-by-side · Q2 2026 data
Gulf Coast Community Federal Credit Union vs Members Exchange Federal Credit Union
Credit union
Gulf Coast Community Federal Credit Union
Gulfport, Mississippi · $100 million – $1 billion
Credit union
Members Exchange Federal Credit Union
Jackson, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Gulf Coast Community Federal Credit Union | Members Exchange Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 59 | 88 (stronger) |
| Earnings | 39 | 49 (stronger) |
| Funding & liquidity | 78 | 100 (stronger) |
| Problem-loan coverage | 88 | 98 (stronger) |
| Peer percentile | 60th | 91st |
| Total assets | $125.5M | $143.6M |
| Deposits / shares | $101.4M | $110.7M |
| Capital ratio | 17.70% | 21.21% (stronger) |
| Problem loans | 1.22% | 0.37% (stronger) |
| Net charge-offs | 1.17% | 0.39% (stronger) |
| Return on assets | 0.47% | 0.73% (stronger) |
| Loans ÷ deposits | 82.0% | 58.2% (stronger) |
| Uninsured deposits | 5.1% (stronger) | 7.7% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 40.9% | — |
Members Exchange Federal Credit Union has the higher TellerScore (87 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Gulf Coast Community Federal Credit Union leads on 1 and Members Exchange Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.