Side-by-side · Q2 2026 data
Gulf Coast Federal Credit Union vs Blue Flame Credit Union
Metric by metric
| Measure | Gulf Coast Federal Credit Union | Blue Flame Credit Union |
|---|---|---|
| TellerScore | 26 | 90 (stronger) |
| Capital cushion | 9 | 100 (stronger) |
| Loan quality | 9 | 100 (stronger) |
| Earnings | 0 | 48 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 62 | 100 (stronger) |
| Peer percentile | 1st | 89th |
| Total assets | $44.2M | $10.7M |
| Deposits / shares | $41.5M | $8.8M |
| Capital ratio | 5.93% | 15.36% (stronger) |
| Problem loans | 2.74% | 0.00% (stronger) |
| Net charge-offs | 0.50% | -0.05% (stronger) |
| Return on assets | -0.99% | 0.70% (stronger) |
| Loans ÷ deposits | 43.7% | 43.1% (stronger) |
| Uninsured deposits | 2.0% | 1.4% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Blue Flame Credit Union has the higher TellerScore (90 vs 26). On the 7 directional measures above (where higher or lower is clearly better), Gulf Coast Federal Credit Union leads on 0 and Blue Flame Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.