Side-by-side · Q2 2026 data
Gulf Coast Federal Credit Union vs Solutions First Federal Credit Union
Credit union
Solutions First Federal Credit Union
Enterprise, Alabama · Under $100 million in assets
Metric by metric
| Measure | Gulf Coast Federal Credit Union | Solutions First Federal Credit Union |
|---|---|---|
| TellerScore | 26 (stronger) | 20 |
| Capital cushion | 9 (stronger) | 0 |
| Loan quality | 9 | 19 (stronger) |
| Earnings | 0 | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 62 (stronger) | 0 |
| Peer percentile | 1st | 0th |
| Total assets | $44.2M | $45.2M |
| Deposits / shares | $41.5M | $42.2M |
| Capital ratio | 5.93% (stronger) | 1.93% |
| Problem loans | 2.74% | 2.43% (stronger) |
| Net charge-offs | 0.50% (stronger) | 1.21% |
| Return on assets | -0.99% (stronger) | -9.61% |
| Loans ÷ deposits | 43.7% | 43.4% (stronger) |
| Uninsured deposits | 2.0% | 1.2% (stronger) |
| Offices | 3 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gulf Coast Federal Credit Union has the higher TellerScore (26 vs 20). On the 7 directional measures above (where higher or lower is clearly better), Gulf Coast Federal Credit Union leads on 4 and Solutions First Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.