Side-by-side · Q2 2026 data
Gulf Credit Union vs Mobility Credit Union
Metric by metric
| Measure | Gulf Credit Union | Mobility Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 48 |
| Capital cushion | 50 (stronger) | 30 |
| Loan quality | 85 (stronger) | 68 |
| Earnings | 41 (stronger) | 34 |
| Funding & liquidity | 94 (stronger) | 64 |
| Problem-loan coverage | 95 (stronger) | 57 |
| Peer percentile | 45th | 4th |
| Total assets | $348.6M | $357.6M |
| Deposits / shares | $313.7M | $326.8M |
| Capital ratio | 9.98% (stronger) | 8.01% |
| Problem loans | 0.45% (stronger) | 0.97% |
| Net charge-offs | 0.73% (stronger) | 0.99% |
| Return on assets | 0.53% (stronger) | 0.36% |
| Loans ÷ deposits | 65.9% (stronger) | 96.6% |
| Uninsured deposits | 4.8% (stronger) | 10.4% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.5% | 44.9% |
Gulf Credit Union has the higher TellerScore (68 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Gulf Credit Union leads on 7 and Mobility Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.