Side-by-side · Q2 2026 data
Gulf Shore Federal Credit Union vs Rocket Federal Credit Union
Metric by metric
| Measure | Gulf Shore Federal Credit Union | Rocket Federal Credit Union |
|---|---|---|
| TellerScore | 63 (stronger) | 40 |
| Capital cushion | 84 (stronger) | 49 |
| Loan quality | 26 (stronger) | 20 |
| Earnings | 36 (stronger) | 16 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 86 (stronger) | 63 |
| Peer percentile | 26th | 3rd |
| Total assets | $28.5M | $28.3M |
| Deposits / shares | $24.4M | $24.9M |
| Capital ratio | 13.38% (stronger) | 9.86% |
| Problem loans | 2.21% (stronger) | 2.40% |
| Net charge-offs | -0.33% (stronger) | 1.06% |
| Return on assets | 0.40% (stronger) | -0.09% |
| Loans ÷ deposits | 49.8% (stronger) | 85.9% |
| Uninsured deposits | 6.9% | 3.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gulf Shore Federal Credit Union has the higher TellerScore (63 vs 40). On the 7 directional measures above (where higher or lower is clearly better), Gulf Shore Federal Credit Union leads on 6 and Rocket Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.