Rocket Federal Credit Union (NCUA charter #9799) is based in McGregor, Texas. Its Q2 2026 call report shows $28.3M in total assets and $24.9M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Rocket Federal Credit Union scores 40/100, which we describe as below average. That is higher than only 3% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 371st. Its strongest component is funding & liquidity (74/100; 86% loans-to-deposits, 4% uninsured), and its lowest is earnings (16/100; -0.09%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 12 points (52 → 40), mostly because the loan quality component weakened by 54 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 46 |
| Q3 2024 | 49 |
| Q4 2024 | 37 |
| Q1 2025 | 50 |
| Q2 2025 | 52 |
| Q3 2025 | 50 |
| Q4 2025 | 47 |
| Q1 2026 | 41 |
| Q2 2026 | 40 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.31% |
| Q3 2024 | 11.46% |
| Q4 2024 | 9.66% |
| Q1 2025 | 9.63% |
| Q2 2025 | 9.69% |
| Q3 2025 | 9.71% |
| Q4 2025 | 9.87% |
| Q1 2026 | 9.59% |
| Q2 2026 | 9.86% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 2.34% |
| Q3 2024 | 2.05% |
| Q4 2024 | 2.30% |
| Q1 2025 | 1.49% |
| Q2 2025 | 0.79% |
| Q3 2025 | 1.45% |
| Q4 2025 | 1.87% |
| Q1 2026 | 2.47% |
| Q2 2026 | 2.40% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.06% |
| Q3 2024 | -0.03% |
| Q4 2024 | -2.00% |
| Q1 2025 | 0.04% |
| Q2 2025 | 0.02% |
| Q3 2025 | 0.08% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.06% |
| Q2 2026 | -0.09% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 40 | $28.3M | 9.86% | 2.40% | -0.09% | 85.9% |
| Q1 2026 | 41 | $29.3M | 9.59% | 2.47% | 0.06% | 81.4% |
| Q4 2025 | 47 | $29.0M | 9.87% | 1.87% | 0.00% | 84.5% |
| Q3 2025 | 50 | $29.7M | 9.71% | 1.45% | 0.08% | 82.2% |
| Q2 2025 | 52 | $29.6M | 9.69% | 0.79% | 0.02% | 85.2% |
| Q1 2025 | 50 | $29.8M | 9.63% | 1.49% | 0.04% | 79.2% |
| Q4 2024 | 37 | $30.3M | 9.66% | 2.30% | -2.00% | 80.1% |
| Q3 2024 | 49 | $30.7M | 11.46% | 2.05% | -0.03% | 84.9% |
| Q2 2024 | 46 | $31.3M | 11.31% | 2.34% | 0.06% | 87.9% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Tyler City Employees Credit UnionCredit union Tyler, TX | 73 out of 100, Strong | $28.4M | 16.0% | 1.04% | vs |
| Union Fidelity Federal Credit UnionCredit union Houston, TX | 75 out of 100, Strong | $28.2M | 19.7% | 1.21% | vs |
| Gulf Shore Federal Credit UnionCredit union Texas City, TX | 63 out of 100, Moderate | $28.5M | 13.4% | 2.21% | vs |
| Nspire Federal Credit UnionCredit union Sinton, TX | 66 out of 100, Moderate | $29.0M | 13.5% | 0.65% | vs |
| Anderson County Federal Credit UnionCredit union Palestine, TX | 78 out of 100, Strong | $27.3M | 17.2% | 2.32% | vs |
| U. S. I. Federal Credit UnionCredit union Deer Park, TX | 67 out of 100, Moderate | $29.4M | 18.0% | 1.31% | vs |
Deposit insurance
Is my money safe at Rocket Federal Credit Union?
Yes. Rocket Federal Credit Union is a federally insured credit union (NCUA charter #9799). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.6% of shares and deposits ($904K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.86%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Rocket Federal Credit Union lists 1 office in 1 city. Most locations:
- McGregor, TX (1)
Identity & history
Profile
- Legal name
- Rocket Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 9799
- RSSD ID
- 915588
- Primary regulator
- NCUA
- Established
- 1954
- Headquarters
- PO Box 235, McGregor, TX 76657
- Employees
- 12
Quick answers
Rocket Federal Credit Union: common questions
Is Rocket Federal Credit Union NCUA insured?
Yes. Rocket Federal Credit Union is a federally insured credit union (NCUA charter #9799). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Rocket Federal Credit Union's TellerScore?
40 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Rocket Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near McGregor
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Educators Credit UnionCredit union Waco, TX | 99 out of 100, Very strong | $609.5M | 20.3% | 0.17% | vs |
| Genco Federal Credit UnionCredit union Waco, TX | 96 out of 100, Very strong | $494.7M | 14.3% | 0.19% | vs |
| Matagorda County Credit UnionCredit union Bay City, TX | 94 out of 100, Very strong | $36.2M | 17.4% | 0.31% | vs |
| The First National Bank of MoodyBank Moody, TX | 92 out of 100, Very strong | $54.2M | 18.3% | 0.00% | vs |
| Acadiana Medical Federal Credit UnionCredit union Lafayette, LA | 92 out of 100, Very strong | $13.5M | 25.5% | 0.00% | vs |
| Community Bank & Trust, Waco, TexasBank Waco, TX | 90 out of 100, Very strong | $649.1M | 15.5% | 0.21% | vs |