Side-by-side · Q2 2026 data
H a L E Federal Credit Union vs Cs Credit Union
Credit union
H a L E Federal Credit Union
Indianapolis, Indiana · Under $100 million in assets
Metric by metric
| Measure | H a L E Federal Credit Union | Cs Credit Union |
|---|---|---|
| TellerScore | 100 (stronger) | 84 |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 100 (stronger) | 40 |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 100th | 75th |
| Total assets | $399K | $30.5M |
| Deposits / shares | $295K | $25.3M |
| Capital ratio | 25.15% (stronger) | 18.69% |
| Problem loans | 0.00% (stronger) | 0.46% |
| Net charge-offs | -10.05% (stronger) | 0.20% |
| Return on assets | 4.12% (stronger) | 0.50% |
| Loans ÷ deposits | 51.8% (stronger) | 63.6% |
| Uninsured deposits | 0.0% (stronger) | 1.1% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
H a L E Federal Credit Union has the higher TellerScore (100 vs 84). On the 7 directional measures above (where higher or lower is clearly better), H a L E Federal Credit Union leads on 7 and Cs Credit Union on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.