Side-by-side · Q2 2026 data
H E a Federal Credit Union vs B.O.N.D. Community Federal Credit Union
Credit union
B.O.N.D. Community Federal Credit Union
Atlanta, Georgia · Under $100 million in assets
Metric by metric
| Measure | H E a Federal Credit Union | B.O.N.D. Community Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 33 |
| Capital cushion | 85 (stronger) | 59 |
| Loan quality | 28 (stronger) | 0 |
| Earnings | 84 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 85 (stronger) | 46 |
| Peer percentile | 47th | 2nd |
| Total assets | $42.9M | $44.1M |
| Deposits / shares | $37.1M | $39.1M |
| Capital ratio | 13.51% (stronger) | 10.86% |
| Problem loans | 2.17% (stronger) | 3.63% |
| Net charge-offs | 0.15% (stronger) | 2.65% |
| Return on assets | 1.60% (stronger) | -1.74% |
| Loans ÷ deposits | 53.7% (stronger) | 91.5% |
| Uninsured deposits | 4.3% | 2.8% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
H E a Federal Credit Union has the higher TellerScore (73 vs 33). On the 7 directional measures above (where higher or lower is clearly better), H E a Federal Credit Union leads on 6 and B.O.N.D. Community Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.