Side-by-side · Q2 2026 data
H E a Federal Credit Union vs Cgr Credit Union
Metric by metric
| Measure | H E a Federal Credit Union | Cgr Credit Union |
|---|---|---|
| TellerScore | 73 | 95 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 28 | 83 (stronger) |
| Earnings | 84 | 97 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 85 | 98 (stronger) |
| Peer percentile | 47th | 98th |
| Total assets | $42.9M | $120.0M |
| Deposits / shares | $37.1M | $90.0M |
| Capital ratio | 13.51% | 22.20% (stronger) |
| Problem loans | 2.17% | 0.52% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.44% |
| Return on assets | 1.60% | 1.91% (stronger) |
| Loans ÷ deposits | 53.7% | 51.9% (stronger) |
| Uninsured deposits | 4.3% (stronger) | 7.4% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cgr Credit Union has the higher TellerScore (95 vs 73). On the 7 directional measures above (where higher or lower is clearly better), H E a Federal Credit Union leads on 2 and Cgr Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.