Side-by-side · Q2 2026 data
H E a Federal Credit Union vs Credit Union of Atlanta
Metric by metric
| Measure | H E a Federal Credit Union | Credit Union of Atlanta |
|---|---|---|
| TellerScore | 73 (stronger) | 58 |
| Capital cushion | 85 | 91 (stronger) |
| Loan quality | 28 | 36 (stronger) |
| Earnings | 84 (stronger) | 2 |
| Funding & liquidity | 100 (stronger) | 93 |
| Problem-loan coverage | 85 (stronger) | 78 |
| Peer percentile | 47th | 19th |
| Total assets | $42.9M | $79.1M |
| Deposits / shares | $37.1M | $69.1M |
| Capital ratio | 13.51% | 14.11% (stronger) |
| Problem loans | 2.17% | 1.92% (stronger) |
| Net charge-offs | 0.15% (stronger) | 0.74% |
| Return on assets | 1.60% (stronger) | -0.44% |
| Loans ÷ deposits | 53.7% (stronger) | 67.6% |
| Uninsured deposits | 4.3% | 1.5% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
H E a Federal Credit Union has the higher TellerScore (73 vs 58). On the 7 directional measures above (where higher or lower is clearly better), H E a Federal Credit Union leads on 4 and Credit Union of Atlanta on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.