TellerScore

Headquartered in Atlanta, Georgia, Credit Union of Atlanta is a federally insured state-chartered credit union with $79.1M in total assets and $69.1M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1928.

Credit Union of Atlanta has a TellerScore of 58 out of 100 (moderate) based on Q2 2026 data — higher than only 19% of its 2,479 credit unions with under $100 million in assets. Among 71 credit unions headquartered in Georgia, it ranks 60th. Funding & liquidity contributes the most (93/100, 68% loans-to-deposits, 2% uninsured); earnings contributes the least (2/100, -0.44%).

TellerScore · Q2 2026

Scorecard

Capital cushion91/100
Net worth ratio: 14.11%
Loan quality36/100
Loans 60+ days delinquent ÷ total loans: 1.92%
Earnings2/100
Return on assets (annualized): -0.44%
Funding & liquidity93/100
Loans ÷ shares: 67.6% · 1.5% uninsured
Problem-loan coverage78/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 10.80%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 9 points (67 → 58), mostly because the earnings component weakened by 34 points.

TellerScore
486276Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202475
Q3 202476
Q4 202473
Q1 202573
Q2 202567
Q3 202568
Q4 202562
Q1 202648
Q2 202658
Net worth ratio
7.00%10.62%14.23%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202413.44%
Q3 202414.16%
Q4 202414.07%
Q1 202513.72%
Q2 202513.76%
Q3 202514.13%
Q4 202514.23%
Q1 202614.12%
Q2 202614.11%
Delinquent loans (60+ days)
0.73%1.86%2.99%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.73%
Q3 20240.82%
Q4 20240.99%
Q1 20250.91%
Q2 20251.71%
Q3 20251.69%
Q4 20252.27%
Q1 20262.99%
Q2 20261.92%
Return on assets
-0.62%-0.06%0.51%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.51%
Q3 20240.34%
Q4 20240.31%
Q1 20250.38%
Q2 20250.40%
Q3 20250.50%
Q4 20250.40%
Q1 2026-0.62%
Q2 2026-0.44%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202658$79.1M14.11%1.92%-0.44%67.6%
Q1 202648$79.4M14.12%2.99%-0.62%69.2%
Q4 202562$79.7M14.23%2.27%0.40%70.1%
Q3 202568$80.4M14.13%1.69%0.50%69.8%
Q2 202567$81.6M13.76%1.71%0.40%67.2%
Q1 202573$81.2M13.72%0.91%0.38%68.1%
Q4 202473$78.6M14.07%0.99%0.31%71.0%
Q3 202476$78.1M14.16%0.82%0.34%69.7%
Q2 202475$79.3M13.44%0.73%0.51%67.3%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.11%
48th
Problem loans1.92%
22nd
Net charge-offs0.74%
20th
Return on assets-0.44%
11th
Loans to deposits67.6%
37th
Uninsured deposits1.5%
49th
Loan-loss reserves0.00%
37th
Texas ratio10.8%
12th

Similar-size credit unions in Georgia

InstitutionScoreAssetsCapitalProblem loansCompare
Altamaha Federal Credit UnionCredit union Jesup, GA83 out of 100, Strong$74.1M14.1%0.22%vs
Lanier Federal Credit UnionCredit union Oakwood, GA53 out of 100, Below average$71.6M9.3%0.53%vs
Savannah Schools Federal Credit UnionCredit union Savannah, GA61 out of 100, Moderate$45.4M11.3%1.29%vs
On the Grid Financial Federal Credit UnionCredit union Atlanta, GA77 out of 100, Strong$45.3M13.9%0.37%vs
B.O.N.D. Community Federal Credit UnionCredit union Atlanta, GA33 out of 100, Low$44.1M10.9%3.63%vs
H E a Federal Credit UnionCredit union Warner Robins, GA73 out of 100, Strong$42.9M13.5%2.17%vs

Deposit insurance

Is my money safe at Credit Union of Atlanta?

Yes. Credit Union of Atlanta is a federally insured credit union (NCUA charter #67383). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.5% of shares and deposits ($1.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.11%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Credit Union of Atlanta lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Credit Union of Atlanta
Type
Federally insured state-chartered credit union
NCUA charter #
67383
RSSD ID
334590
Primary regulator
State + NCUA
Established
1928
Headquarters
670 Metropolitan Parkway SW, Atlanta, GA 30310
Employees
26

Quick answers

Credit Union of Atlanta: common questions

Is Credit Union of Atlanta NCUA insured?

Yes. Credit Union of Atlanta is a federally insured credit union (NCUA charter #67383). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Credit Union of Atlanta's TellerScore?

58 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Credit Union of Atlanta have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Atlanta

InstitutionScoreAssetsCapitalProblem loansCompare
FSNB, National AssociationBank Lawton, OK96 out of 100, Very strong$478.3M17.5%0.36%vs
CIBC National Trust CompanyBank Atlanta, GA93 out of 100, Very strong$412.8M59.6%0.00%vs
Spirit of America Federal Credit UnionCredit union Lincoln, NE89 out of 100, Very strong$53.2M12.9%0.01%vs
Northside Federal Credit UnionCredit union Atlanta, GA88 out of 100, Very strong$20.8M18.9%0.54%vs
Genuine Parts Credit UnionCredit union Norcross, GA87 out of 100, Very strong$19.5M79.2%0.00%vs
Members Trust Federal Credit UnionCredit union Mason, OH87 out of 100, Very strong$23.4M19.1%0.05%vs