Side-by-side · Q2 2026 data
H E a Federal Credit Union vs Macon Firemen'S Credit Union
Metric by metric
| Measure | H E a Federal Credit Union | Macon Firemen'S Credit Union |
|---|---|---|
| TellerScore | 73 | 90 (stronger) |
| Capital cushion | 85 | 100 (stronger) |
| Loan quality | 28 | 81 (stronger) |
| Earnings | 84 | 96 (stronger) |
| Funding & liquidity | 100 (stronger) | 72 |
| Problem-loan coverage | 85 | 97 (stronger) |
| Peer percentile | 47th | 89th |
| Total assets | $42.9M | $5.9M |
| Deposits / shares | $37.1M | $4.3M |
| Capital ratio | 13.51% | 27.10% (stronger) |
| Problem loans | 2.17% | 0.56% (stronger) |
| Net charge-offs | 0.15% | -0.07% (stronger) |
| Return on assets | 1.60% | 1.89% (stronger) |
| Loans ÷ deposits | 53.7% (stronger) | 88.2% |
| Uninsured deposits | 4.3% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Macon Firemen'S Credit Union has the higher TellerScore (90 vs 73). On the 7 directional measures above (where higher or lower is clearly better), H E a Federal Credit Union leads on 1 and Macon Firemen'S Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.