Side-by-side · Q2 2026 data
Hale County Teachers Federal Credit Union vs Baker Hughes Federal Credit Union
Credit union
Hale County Teachers Federal Credit Union
Plainview, Texas · Under $100 million in assets
Metric by metric
| Measure | Hale County Teachers Federal Credit Union | Baker Hughes Federal Credit Union |
|---|---|---|
| TellerScore | 69 (stronger) | 66 |
| Capital cushion | 54 | 78 (stronger) |
| Loan quality | 100 (stronger) | 72 |
| Earnings | 14 (stronger) | 0 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 38th | 32nd |
| Total assets | $11.1M | $11.2M |
| Deposits / shares | $9.9M | $9.8M |
| Capital ratio | 10.36% | 12.77% (stronger) |
| Problem loans | 0.00% (stronger) | 0.84% |
| Net charge-offs | 0.00% (stronger) | 1.53% |
| Return on assets | -0.15% (stronger) | -0.77% |
| Loans ÷ deposits | 53.8% | 13.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 0.7% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hale County Teachers Federal Credit Union has the higher TellerScore (69 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Hale County Teachers Federal Credit Union leads on 5 and Baker Hughes Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.