Side-by-side · Q2 2026 data
Halstead Bank vs Lyons Federal Bank
Metric by metric
| Measure | Halstead Bank | Lyons Federal Bank |
|---|---|---|
| TellerScore | 69 | 78 (stronger) |
| Capital cushion | 36 | 77 (stronger) |
| Loan quality | 90 | 92 (stronger) |
| Earnings | 85 (stronger) | 62 |
| Funding & liquidity | 63 | 64 (stronger) |
| Problem-loan coverage | 96 | 98 (stronger) |
| Peer percentile | 40th | 72nd |
| Total assets | $205.9M | $197.6M |
| Deposits / shares | $187.7M | $166.7M |
| Capital ratio | 8.56% | 12.70% (stronger) |
| Problem loans | 0.29% | 0.23% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.64% (stronger) | 1.06% |
| Loans ÷ deposits | 76.2% (stronger) | 86.4% |
| Uninsured deposits | 34.4% | 23.9% (stronger) |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | — |
Lyons Federal Bank has the higher TellerScore (78 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Halstead Bank leads on 3 and Lyons Federal Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.