The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 3 points (72 → 69), mostly because the loan quality component weakened by 10 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Kansas

Yes. Halstead Bank is an FDIC-insured institution (FDIC certificate #17451). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 34.4% of deposits ($64.6M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 8.56%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.57% (benchmark: 10%).

Check how much of your own balance is covered

Halstead Bank lists 3 offices in 3 cities. Most locations:

• Halstead, KS (1)
• Maize, KS (1)
• Valley Center, KS (1)

All branch addresses and map

In 2025, Halstead Bank reported 88 home-loan applications under HMDA (LEI 549300XPYR4FPCKYRF48): 77 originated ($15,685,000 total), 5 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.9%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Halstead Bank

Former names

The Halstead Bank

Type

State-chartered bank (Fed member)

FDIC certificate #

17451

RSSD ID

747257

Primary regulator

FED

Holding company

Williams Holding Co Inc

Established

March 10, 1882

Headquarters

314 Main St, Halstead, KS 67056

Website

www.halsteadbank.com

Employees

26