Side-by-side · Q2 2026 data
Halstead Bank vs TriCentury Bank
Metric by metric
| Measure | Halstead Bank | TriCentury Bank |
|---|---|---|
| TellerScore | 69 | 77 (stronger) |
| Capital cushion | 36 | 58 (stronger) |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 85 | 87 (stronger) |
| Funding & liquidity | 63 (stronger) | 50 |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 40th | 68th |
| Total assets | $205.9M | $213.8M |
| Deposits / shares | $187.7M | $135.1M |
| Capital ratio | 8.56% | 10.76% (stronger) |
| Problem loans | 0.29% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.64% | 1.68% (stronger) |
| Loans ÷ deposits | 76.2% (stronger) | 131.0% |
| Uninsured deposits | 34.4% | 13.2% (stronger) |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.9% | — |
TriCentury Bank has the higher TellerScore (77 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Halstead Bank leads on 2 and TriCentury Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.