Side-by-side · Q2 2026 data
Hampton Roads Educ Credit Union Inc vs Loudoun Credit Union
Credit union
Hampton Roads Educ Credit Union Inc
Hampton, Virginia · Under $100 million in assets
Metric by metric
| Measure | Hampton Roads Educ Credit Union Inc | Loudoun Credit Union |
|---|---|---|
| TellerScore | 58 (stronger) | 46 |
| Capital cushion | 34 (stronger) | 31 |
| Loan quality | 67 (stronger) | 39 |
| Earnings | 36 (stronger) | 19 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 19th | 6th |
| Total assets | $46.9M | $59.5M |
| Deposits / shares | $42.0M | $55.6M |
| Capital ratio | 8.41% (stronger) | 8.13% |
| Problem loans | 1.00% (stronger) | 1.83% |
| Net charge-offs | 1.12% | 0.65% (stronger) |
| Return on assets | 0.39% (stronger) | -0.02% |
| Loans ÷ deposits | 39.9% | 32.3% (stronger) |
| Uninsured deposits | 1.2% | 0.2% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hampton Roads Educ Credit Union Inc has the higher TellerScore (58 vs 46). On the 7 directional measures above (where higher or lower is clearly better), Hampton Roads Educ Credit Union Inc leads on 4 and Loudoun Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.