Side-by-side · Q2 2026 data
Hampton Roads Educ Credit Union Inc vs Newport News Mun. Emp Credit Union
Credit union
Hampton Roads Educ Credit Union Inc
Hampton, Virginia · Under $100 million in assets
Credit union
Newport News Mun. Emp Credit Union
Newport News, Virginia · Under $100 million in assets
Metric by metric
| Measure | Hampton Roads Educ Credit Union Inc | Newport News Mun. Emp Credit Union |
|---|---|---|
| TellerScore | 58 | 64 (stronger) |
| Capital cushion | 34 | 53 (stronger) |
| Loan quality | 67 (stronger) | 45 |
| Earnings | 36 | 68 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 92 (stronger) | 86 |
| Peer percentile | 19th | 28th |
| Total assets | $46.9M | $54.4M |
| Deposits / shares | $42.0M | $49.2M |
| Capital ratio | 8.41% | 10.27% (stronger) |
| Problem loans | 1.00% (stronger) | 1.64% |
| Net charge-offs | 1.12% (stronger) | 1.24% |
| Return on assets | 0.39% | 1.21% (stronger) |
| Loans ÷ deposits | 39.9% (stronger) | 48.3% |
| Uninsured deposits | 1.2% (stronger) | 3.9% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Newport News Mun. Emp Credit Union has the higher TellerScore (64 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Hampton Roads Educ Credit Union Inc leads on 4 and Newport News Mun. Emp Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.