Side-by-side · Q2 2026 data
Hampton Roads Educ Credit Union Inc vs Pfd Firefighters Credit Union Inc.
Credit union
Hampton Roads Educ Credit Union Inc
Hampton, Virginia · Under $100 million in assets
Credit union
Pfd Firefighters Credit Union Inc.
Portsmouth, Virginia · Under $100 million in assets
Metric by metric
| Measure | Hampton Roads Educ Credit Union Inc | Pfd Firefighters Credit Union Inc. |
|---|---|---|
| TellerScore | 58 | 82 (stronger) |
| Capital cushion | 34 | 99 (stronger) |
| Loan quality | 67 | 98 (stronger) |
| Earnings | 36 | 43 (stronger) |
| Funding & liquidity | 100 (stronger) | 63 |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 19th | 70th |
| Total assets | $46.9M | $34.4M |
| Deposits / shares | $42.0M | $29.2M |
| Capital ratio | 8.41% | 14.90% (stronger) |
| Problem loans | 1.00% | 0.07% (stronger) |
| Net charge-offs | 1.12% | 0.07% (stronger) |
| Return on assets | 0.39% | 0.58% (stronger) |
| Loans ÷ deposits | 39.9% (stronger) | 97.1% |
| Uninsured deposits | 1.2% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Pfd Firefighters Credit Union Inc. has the higher TellerScore (82 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Hampton Roads Educ Credit Union Inc leads on 1 and Pfd Firefighters Credit Union Inc. on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.