TellerScore

Pfd Firefighters Credit Union Inc. is a federally insured state-chartered credit union headquartered in Portsmouth, Virginia, in business for about 71 years. At the end of Q2 2026 it reported $34.4M in total assets and $29.2M in member shares and deposits, with 1 office.

Pfd Firefighters Credit Union Inc. has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 70% of its 2,479 credit unions with under $100 million in assets. Among 95 credit unions headquartered in Virginia, it ranks 22nd. Capital cushion contributes the most (99/100, 14.90%); earnings contributes the least (43/100, 0.58%).

TellerScore · Q2 2026

Scorecard

Capital cushion99/100
Net worth ratio: 14.90%
Loan quality98/100
Loans 60+ days delinquent ÷ total loans: 0.07%
Earnings43/100
Return on assets (annualized): 0.58%
Funding & liquidity63/100
Loans ÷ shares: 97.1% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.40%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 9 points (73 → 82), mostly because the loan quality component improved by 22 points.

TellerScore
737882Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202481
Q3 202482
Q4 202480
Q1 202574
Q2 202573
Q3 202575
Q4 202578
Q1 202677
Q2 202682
Net worth ratio
7.00%11.12%15.23%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202414.75%
Q3 202414.91%
Q4 202415.23%
Q1 202514.96%
Q2 202514.80%
Q3 202515.01%
Q4 202515.22%
Q1 202615.04%
Q2 202614.90%
Delinquent loans (60+ days)
0.07%0.43%0.78%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.20%
Q3 20240.17%
Q4 20240.46%
Q1 20250.77%
Q2 20250.72%
Q3 20250.78%
Q4 20250.50%
Q1 20260.67%
Q2 20260.07%
Return on assets
0.18%0.45%0.71%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.64%
Q3 20240.71%
Q4 20240.66%
Q1 20250.27%
Q2 20250.18%
Q3 20250.46%
Q4 20250.48%
Q1 20260.56%
Q2 20260.58%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$34.4M14.90%0.07%0.58%97.1%
Q1 202677$33.8M15.04%0.67%0.56%94.7%
Q4 202578$33.1M15.22%0.50%0.48%97.0%
Q3 202575$33.2M15.01%0.78%0.46%93.4%
Q2 202573$33.1M14.80%0.72%0.18%93.3%
Q1 202574$32.7M14.96%0.77%0.27%91.6%
Q4 202480$32.0M15.23%0.46%0.66%97.4%
Q3 202482$32.5M14.91%0.17%0.71%97.4%
Q2 202481$32.3M14.75%0.20%0.64%99.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.90%
53rd
Problem loans0.07%
82nd
Net charge-offs0.07%
60th
Return on assets0.58%
46th
Loans to deposits97.1%
4th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.4%
77th

Similar-size credit unions in Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Lynchburg Municipal Employees Federal Credit UnionCredit union Lynchburg, VA81 out of 100, Strong$31.4M12.1%0.28%vs
First Nrv Federal Credit UnionCredit union Radford, VA52 out of 100, Below average$38.7M9.3%2.09%vs
Patent and Trademark Office Federal Credit UnionCredit union Alexandria, VA39 out of 100, Low$40.1M7.1%2.59%vs
Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA93 out of 100, Very strong$26.8M20.1%0.41%vs
Augusta County Federal Credit UnionCredit union Verona, VA76 out of 100, Strong$25.7M26.3%2.72%vs
Vantage Point Federal Credit UnionCredit union Hopewell, VA71 out of 100, Strong$45.0M16.7%2.20%vs

Deposit insurance

Is my money safe at Pfd Firefighters Credit Union Inc.?

Yes. Pfd Firefighters Credit Union Inc. is a federally insured credit union (NCUA charter #66942). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 14.90%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Pfd Firefighters Credit Union Inc. lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Pfd Firefighters Credit Union Inc.
Type
Federally insured state-chartered credit union
NCUA charter #
66942
RSSD ID
937094
Primary regulator
State + NCUA
Established
1955
Headquarters
3209 Cedar Lane, Portsmouth, VA 23703
Employees
11

Quick answers

Pfd Firefighters Credit Union Inc.: common questions

Is Pfd Firefighters Credit Union Inc. NCUA insured?

Yes. Pfd Firefighters Credit Union Inc. is a federally insured credit union (NCUA charter #66942). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Pfd Firefighters Credit Union Inc.'s TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Pfd Firefighters Credit Union Inc. have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Portsmouth

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of Southside VirginiaBank Carson, VA97 out of 100, Very strong$670.3M23.4%0.08%vs
Virginia Educators Credit UnionCredit union Newport News, VA96 out of 100, Very strong$76.3M24.2%0.43%vs
Norfolk Fire Department Federal Credit UnionCredit union Norfolk, VA93 out of 100, Very strong$26.8M20.1%0.41%vs
1st Advantage Federal Credit UnionCredit union Newport News, VA90 out of 100, Very strong$1.1B16.7%0.45%vs
Beach Municipal Federal Credit UnionCredit union Virginia Beach, VA87 out of 100, Very strong$194.7M14.1%0.78%vs
Northern Star Credit Union, Inc.Credit union Portsmouth, VA85 out of 100, Very strong$73.7M16.8%0.32%vs