Side-by-side · Q2 2026 data
Hana Bank USA, National Association vs University Credit Union
Metric by metric
| Measure | Hana Bank USA, National Association | University Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 44 |
| Capital cushion | 100 (stronger) | 37 |
| Loan quality | 100 (stronger) | 52 |
| Earnings | 100 (stronger) | 21 |
| Funding & liquidity | 23 | 59 (stronger) |
| Problem-loan coverage | 100 (stronger) | 71 |
| Peer percentile | 92nd | 3rd |
| Total assets | $835.2M | $1.2B |
| Deposits / shares | $588.2M | $990.9M |
| Capital ratio | 25.41% (stronger) | 8.73% |
| Problem loans | 0.00% (stronger) | 1.45% |
| Net charge-offs | -0.05% (stronger) | 0.78% |
| Return on assets | 2.91% (stronger) | 0.03% |
| Loans ÷ deposits | 86.8% (stronger) | 100.8% |
| Uninsured deposits | 69.5% | 15.0% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hana Bank USA, National Association has the higher TellerScore (88 vs 44). On the 7 directional measures above (where higher or lower is clearly better), Hana Bank USA, National Association leads on 6 and University Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.