TellerScore

Hana Bank USA, National Association (FDIC certificate #26790) is based in Fort Lee, New Jersey. Its Q2 2026 call report shows $835.2M in total assets and $588.2M in deposits and 4 offices across 3 states.

Based on its Q2 2026 filing, Hana Bank USA, National Association scores 88/100, which we describe as very strong. That is higher than 92% of 2,650 banks with $100 million – $1 billion. Among 50 banks headquartered in New Jersey, it ranks 1st. Its strongest component is capital cushion (100/100; 25.41%), and its lowest is funding & liquidity (23/100; 87% loans-to-deposits, 70% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 25.41%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 2.91%
Funding & liquidity23/100
Loans ÷ deposits and uninsured-deposit share: 86.8% · 69.5% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (89 → 88).

TellerScore
788489Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202478
Q3 202478
Q4 202479
Q1 202579
Q2 202589
Q3 202589
Q4 202586
Q1 202687
Q2 202688
Tier 1 leverage ratio
5.00%16.13%27.27%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202421.39%
Q3 202419.27%
Q4 202418.16%
Q1 202517.49%
Q2 202516.64%
Q3 202515.07%
Q4 202527.27%
Q1 202624.99%
Q2 202625.41%
Noncurrent loans
0.00%0.01%0.03%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.03%
Q3 20240.03%
Q4 20240.02%
Q1 20250.02%
Q2 20250.01%
Q3 20250.01%
Q4 20250.01%
Q1 20260.01%
Q2 20260.00%
Return on assets
0.55%1.73%2.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.64%
Q3 20240.55%
Q4 20240.65%
Q1 20250.60%
Q2 20252.40%
Q3 20251.87%
Q4 20251.60%
Q1 20261.76%
Q2 20262.91%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$835.2M25.41%0.00%2.91%86.8%
Q1 202687$839.6M24.99%0.01%1.76%83.8%
Q4 202586$799.7M27.27%0.01%1.60%84.0%
Q3 202589$757.0M15.07%0.01%1.87%74.3%
Q2 202589$646.2M16.64%0.01%2.40%89.5%
Q1 202579$680.0M17.49%0.02%0.60%77.1%
Q4 202479$578.8M18.16%0.02%0.65%86.7%
Q3 202478$558.3M19.27%0.03%0.55%83.1%
Q2 202478$524.8M21.39%0.03%0.64%84.7%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio25.41%
98th
Total risk-based capital43.06%
99th
Problem loans0.00%
94th
Net charge-offs-0.05%
95th
Return on assets2.91%
98th
Net interest margin3.19%
16th
Efficiency ratio55.5%
71st
Loans to deposits86.8%
33rd
Uninsured deposits69.5%
1st
Loan-loss reserves0.84%
14th
Texas ratio0.0%
95th

Similar-size banks in New Jersey

InstitutionScoreAssetsCapitalProblem loansCompare
Freedom BankBank Maywood, NJ63 out of 100, Moderate$838.3M9.8%0.28%vs
Bogota Savings BankBank Teaneck, NJ50 out of 100, Below average$871.8M15.5%4.30%vs
Cenlar FSBBank Ewing, NJ71 out of 100, Strong$782.0M16.6%0.21%vs
Newfield National BankBank Newfield, NJ72 out of 100, Strong$889.1M10.1%0.02%vs
New Millennium BankBank Fort Lee, NJ79 out of 100, Strong$899.1M14.6%0.58%vs
Haven Savings BankBank Hoboken, NJ53 out of 100, Below average$986.9M8.7%0.40%vs

Deposit insurance

Is my money safe at Hana Bank USA, National Association?

Yes. Hana Bank USA, National Association is an FDIC-insured institution (FDIC certificate #26790). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 69.5% of deposits ($408.9M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 25.41%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 43.06% (benchmark: 10%).

Check how much of your own balance is covered

4 locations

Branches

Hana Bank USA, National Association lists 4 offices in 4 cities across 3 states. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Hana Bank USA, National Association
Former names
Broadway National Bank; BNB Bank, National Association; KEB Hana Bank USA, National Association; BNB Hana Bank, National Association
Type
National bank
FDIC certificate #
26790
RSSD ID
609609
Primary regulator
OCC
Holding company
Hana Financial Group Inc
Established
September 16, 1986
Headquarters
201 Main St, Fort Lee, NJ 07024
Employees
55

Quick answers

Hana Bank USA, National Association: common questions

Is Hana Bank USA, National Association FDIC insured?

Yes. Hana Bank USA, National Association is an FDIC-insured institution (FDIC certificate #26790). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Hana Bank USA, National Association's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Hana Bank USA, National Association ever failed?

There is no failure record for FDIC certificate #26790 in the FDIC failed bank list.

How many branches does Hana Bank USA, National Association have?

4 offices as of the latest FDIC data, in 3 states.

Nearby

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