Side-by-side · Q2 2026 data
Hancock County Savings Bank, F.S.B. vs Strip Steel Community Federal Credit Union
Credit union
Strip Steel Community Federal Credit Union
Weirton, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Hancock County Savings Bank, F.S.B. | Strip Steel Community Federal Credit Union |
|---|---|---|
| TellerScore | 79 | 88 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 79 | 92 (stronger) |
| Earnings | 59 (stronger) | 52 |
| Funding & liquidity | 53 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 75th | 85th |
| Total assets | $508.0M | $59.9M |
| Deposits / shares | $401.2M | $48.5M |
| Capital ratio | 18.37% | 19.26% (stronger) |
| Problem loans | 0.63% | 0.24% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.04% |
| Return on assets | 0.97% (stronger) | 0.80% |
| Loans ÷ deposits | 106.9% | 45.1% (stronger) |
| Uninsured deposits | 7.9% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Strip Steel Community Federal Credit Union has the higher TellerScore (88 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Hancock County Savings Bank, F.S.B. leads on 2 and Strip Steel Community Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.