TellerScore

Headquartered in Weirton, West Virginia, Strip Steel Community Federal Credit Union is a federal credit union with $59.9M in total assets and $48.5M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1953.

Strip Steel Community Federal Credit Union has a TellerScore of 88 out of 100 (very strong) based on Q2 2026 data — higher than 85% of its 2,479 credit unions with under $100 million in assets. Among 74 credit unions headquartered in West Virginia, it ranks 15th. Capital cushion contributes the most (100/100, 19.26%); earnings contributes the least (52/100, 0.80%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 19.26%
Loan quality92/100
Loans 60+ days delinquent ÷ total loans: 0.24%
Earnings52/100
Return on assets (annualized): 0.80%
Funding & liquidity100/100
Loans ÷ shares: 45.1% · 0.0% uninsured
Problem-loan coverage99/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.46%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 2 points (90 → 88), mostly because the loan quality component weakened by 3 points.

TellerScore
838791Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202483
Q3 202484
Q4 202489
Q1 202588
Q2 202590
Q3 202591
Q4 202589
Q1 202685
Q2 202688
Net worth ratio
7.00%13.55%20.10%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202419.44%
Q3 202419.48%
Q4 202420.10%
Q1 202519.58%
Q2 202519.62%
Q3 202519.93%
Q4 202519.73%
Q1 202619.18%
Q2 202619.26%
Delinquent loans (60+ days)
0.06%0.22%0.37%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.14%
Q3 20240.16%
Q4 20240.26%
Q1 20250.11%
Q2 20250.15%
Q3 20250.06%
Q4 20250.20%
Q1 20260.37%
Q2 20260.24%
Return on assets
0.01%0.46%0.90%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.01%
Q3 20240.23%
Q4 20240.87%
Q1 20250.63%
Q2 20250.89%
Q3 20250.90%
Q4 20250.88%
Q1 20260.48%
Q2 20260.80%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$59.9M19.26%0.24%0.80%45.1%
Q1 202685$59.3M19.18%0.37%0.48%45.7%
Q4 202589$57.3M19.73%0.20%0.88%48.8%
Q3 202591$56.1M19.93%0.06%0.90%51.0%
Q2 202590$56.3M19.62%0.15%0.89%52.0%
Q1 202588$55.6M19.58%0.11%0.63%52.7%
Q4 202489$53.7M20.10%0.26%0.87%55.3%
Q3 202484$52.3M19.48%0.16%0.23%57.8%
Q2 202483$51.9M19.44%0.14%0.01%58.6%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio19.26%
75th
Problem loans0.24%
71st
Net charge-offs0.04%
64th
Return on assets0.80%
58th
Loans to deposits45.1%
71st
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio0.5%
76th

Similar-size credit unions in West Virginia

InstitutionScoreAssetsCapitalProblem loansCompare
Ravenswood Federal Credit UnionCredit union Ravenswood, WV57 out of 100, Moderate$53.6M8.4%0.99%vs
Wvu Employees Federal Credit UnionCredit union Morgantown, WV97 out of 100, Very strong$67.8M22.8%0.23%vs
Metro Community Federal Credit UnionCredit union Huntington, WV51 out of 100, Below average$51.7M9.7%2.71%vs
Wv National Guard Federal Credit UnionCredit union Charleston, WV98 out of 100, Very strong$51.6M14.8%0.00%vs
167th Tfr Federal Credit UnionCredit union Martinsburg, WV78 out of 100, Strong$72.5M10.7%0.44%vs
Element Federal Credit UnionCredit union Charleston, WV76 out of 100, Strong$47.3M21.8%1.38%vs

Deposit insurance

Is my money safe at Strip Steel Community Federal Credit Union?

Yes. Strip Steel Community Federal Credit Union is a federally insured credit union (NCUA charter #8418). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 19.26%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Strip Steel Community Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Strip Steel Community Federal Credit Union
Type
Federal credit union
NCUA charter #
8418
RSSD ID
470881
Primary regulator
NCUA
Established
1953
Headquarters
3316 Main St, Weirton, WV 26062
Employees
7

Quick answers

Strip Steel Community Federal Credit Union: common questions

Is Strip Steel Community Federal Credit Union NCUA insured?

Yes. Strip Steel Community Federal Credit Union is a federally insured credit union (NCUA charter #8418). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Strip Steel Community Federal Credit Union's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Strip Steel Community Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Weirton

InstitutionScoreAssetsCapitalProblem loansCompare
First Choice America Community Federal Credit UnionCredit union Weirton, WV96 out of 100, Very strong$713.9M18.1%0.15%vs
A & S Federal Credit UnionCredit union Aliquippa, PA95 out of 100, Very strong$39.3M15.1%0.55%vs
Freedom United Federal Credit UnionCredit union Rochester, PA93 out of 100, Very strong$94.2M19.0%0.84%vs
United Community Federal Credit UnionCredit union West Mifflin, PA90 out of 100, Very strong$129.1M13.3%0.06%vs
Jessop Community Federal Credit UnionCredit union Washington, PA87 out of 100, Very strong$34.1M13.8%0.38%vs
Washington Financial BankBank Washington, PA81 out of 100, Strong$1.4B14.7%0.46%vs