Side-by-side · Q2 2026 data
Hancock Whitney Bank vs Memorial Federal Credit Union
Metric by metric
| Measure | Hancock Whitney Bank | Memorial Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 84 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 81 | 95 (stronger) |
| Earnings | 60 (stronger) | 24 |
| Funding & liquidity | 38 | 100 (stronger) |
| Problem-loan coverage | 93 | 100 (stronger) |
| Peer percentile | 46th | 75th |
| Total assets | $36.3B | $5.9M |
| Deposits / shares | $29.9B | $3.6M |
| Capital ratio | 10.59% | 38.30% (stronger) |
| Problem loans | 0.57% | 0.16% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.91% |
| Return on assets | 1.01% (stronger) | 0.10% |
| Loans ÷ deposits | 81.4% | 55.7% (stronger) |
| Uninsured deposits | 52.0% | 0.0% (stronger) |
| Offices | 188 | 1 |
| CFPB complaints (3 yrs) | 189 | — |
| Complaints per $1B deposits | 6.3 | — |
| Mortgage denial rate (HMDA) | 25.2% | — |
Memorial Federal Credit Union has the higher TellerScore (84 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Hancock Whitney Bank leads on 2 and Memorial Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.