Side-by-side · Q2 2026 data
Hancock Whitney Bank vs State Bank & Trust Company
Metric by metric
| Measure | Hancock Whitney Bank | State Bank & Trust Company |
|---|---|---|
| TellerScore | 64 | 74 (stronger) |
| Capital cushion | 56 | 56 |
| Loan quality | 81 | 85 (stronger) |
| Earnings | 60 | 80 (stronger) |
| Funding & liquidity | 38 | 73 (stronger) |
| Problem-loan coverage | 93 | 93 |
| Peer percentile | 46th | 57th |
| Total assets | $36.3B | $165.1M |
| Deposits / shares | $29.9B | $145.3M |
| Capital ratio | 10.59% | 10.63% (stronger) |
| Problem loans | 0.57% | 0.46% (stronger) |
| Net charge-offs | 0.17% | -0.05% (stronger) |
| Return on assets | 1.01% | 1.50% (stronger) |
| Loans ÷ deposits | 81.4% | 78.8% (stronger) |
| Uninsured deposits | 52.0% | 22.4% (stronger) |
| Offices | 188 | 4 |
| CFPB complaints (3 yrs) | 189 | — |
| Complaints per $1B deposits | 6.3 | — |
| Mortgage denial rate (HMDA) | 25.2% | — |
State Bank & Trust Company has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Hancock Whitney Bank leads on 0 and State Bank & Trust Company on 7. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.