Side-by-side · Q2 2026 data
Hanmi Bank vs First American Trust, FSB
Metric by metric
| Measure | Hanmi Bank | First American Trust, FSB |
|---|---|---|
| TellerScore | 73 (stronger) | 67 |
| Capital cushion | 67 (stronger) | 29 |
| Loan quality | 95 | 100 (stronger) |
| Earnings | 71 | 78 (stronger) |
| Funding & liquidity | 34 | 50 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 70th | 44th |
| Total assets | $8.0B | $9.2B |
| Deposits / shares | $7.0B | $8.7B |
| Capital ratio | 11.71% (stronger) | 7.89% |
| Problem loans | 0.15% | 0.00% (stronger) |
| Net charge-offs | 0.12% | 0.00% (stronger) |
| Return on assets | 1.28% | 1.45% (stronger) |
| Loans ÷ deposits | 93.1% | 0.0% (stronger) |
| Uninsured deposits | 44.8% (stronger) | 63.8% |
| Offices | 33 | 11 |
| CFPB complaints (3 yrs) | — | 49 |
| Complaints per $1B deposits | — | 5.6 |
| Mortgage denial rate (HMDA) | 6.0% | — |
Hanmi Bank has the higher TellerScore (73 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Hanmi Bank leads on 3 and First American Trust, FSB on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.