TellerScore

Hanmi Bank is a state-chartered bank headquartered in Los Angeles, California, in business for about 44 years. At the end of Q2 2026 it reported $8.0B in total assets and $7.0B in deposits, with 34 offices across 7 states.

Based on its Q2 2026 filing, Hanmi Bank scores 73/100, which we describe as strong. That is higher than 70% of 897 banks with $1 billion – $10 billion. Among 116 banks headquartered in California, it ranks 42nd. Its strongest component is problem-loan coverage (98/100; 1.0%), and its lowest is funding & liquidity (34/100; 93% loans-to-deposits, 45% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion67/100
Tier 1 leverage ratio: 11.71%
Loan quality95/100
Noncurrent loans ÷ total loans: 0.15%
Earnings71/100
Return on assets (annualized): 1.28%
Funding & liquidity34/100
Loans ÷ deposits and uninsured-deposit share: 93.1% · 44.8% uninsured
Problem-loan coverage98/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 1.03%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 6 points (67 → 73), mostly because the earnings component improved by 13 points.

TellerScore
646973Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202468
Q3 202464
Q4 202469
Q1 202566
Q2 202567
Q3 202569
Q4 202569
Q1 202672
Q2 202673
Tier 1 leverage ratio
5.00%8.37%11.74%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202411.41%
Q3 202411.43%
Q4 202411.47%
Q1 202511.49%
Q2 202511.43%
Q3 202511.46%
Q4 202511.47%
Q1 202611.74%
Q2 202611.71%
Noncurrent loans
0.15%0.41%0.68%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.31%
Q3 20240.68%
Q4 20240.23%
Q1 20250.57%
Q2 20250.41%
Q3 20250.30%
Q4 20250.28%
Q1 20260.19%
Q2 20260.15%
Return on assets
0.90%1.09%1.28%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.90%
Q3 20240.90%
Q4 20240.94%
Q1 20251.03%
Q2 20250.96%
Q3 20251.05%
Q4 20251.09%
Q1 20261.25%
Q2 20261.28%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$8.0B11.71%0.15%1.28%93.1%
Q1 202672$7.8B11.74%0.19%1.25%95.3%
Q4 202569$7.8B11.47%0.28%1.09%97.2%
Q3 202569$7.8B11.46%0.30%1.05%95.5%
Q2 202567$7.8B11.43%0.41%0.96%93.3%
Q1 202566$7.7B11.49%0.57%1.03%93.9%
Q4 202469$7.6B11.47%0.23%0.94%96.0%
Q3 202464$7.7B11.43%0.68%0.90%97.3%
Q2 202468$7.5B11.41%0.31%0.90%96.6%

897 peers · $1 billion – $10 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.71%
73rd
Total risk-based capital14.48%
60th
Problem loans0.15%
81st
Net charge-offs0.12%
28th
Return on assets1.28%
52nd
Net interest margin3.44%
34th
Efficiency ratio51.1%
74th
Loans to deposits93.1%
32nd
Uninsured deposits44.8%
18th
Loan-loss reserves1.08%
41st
Texas ratio1.0%
82nd

Similar-size banks in California

InstitutionScoreAssetsCapitalProblem loansCompare
Preferred BankBank Los Angeles, CA58 out of 100, Moderate$7.7B10.6%1.57%vs
Poppy BankBank Santa Rosa, CA52 out of 100, Below average$8.3B9.7%1.89%vs
Mizrahi Tefahot Bank, Ltd.Bank Los Angeles, CA45 out of 100, Below average$7.4B0.0%0.12%vs
First American Trust, FSBBank Santa Ana, CA67 out of 100, Moderate$9.2B7.9%0.00%vs
Smbc ManubankBank Los Angeles, CA54 out of 100, Below average$6.6B9.6%0.30%vs
River City BankBank Sacramento, CA69 out of 100, Moderate$6.0B9.2%0.00%vs

Deposit insurance

Is my money safe at Hanmi Bank?

Yes. Hanmi Bank is an FDIC-insured institution (FDIC certificate #24170). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 44.8% of deposits ($3.1B) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.71%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 14.48% (benchmark: 10%).

Check how much of your own balance is covered

34 locations

Branches

Hanmi Bank lists 33 offices in 25 cities across 7 states. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Hanmi Bank reported 117 home-loan applications under HMDA (LEI 549300UIU6ZMTZ7XEW62): 94 originated ($112,730,000 total), 6 denied, and 17 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Hanmi Bank
Type
State-chartered bank
FDIC certificate #
24170
RSSD ID
657365
Primary regulator
FDIC
Holding company
Hanmi Financial Corp
Established
December 15, 1982
Headquarters
3660 Wilshire Blvd Ste Ph-A, Los Angeles, CA 90010
Employees
609

Quick answers

Hanmi Bank: common questions

Is Hanmi Bank FDIC insured?

Yes. Hanmi Bank is an FDIC-insured institution (FDIC certificate #24170). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Hanmi Bank's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Hanmi Bank ever failed?

There is no failure record for FDIC certificate #24170 in the FDIC failed bank list.

How many branches does Hanmi Bank have?

34 offices as of the latest FDIC data, in 7 states.

Nearby

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