Side-by-side · Q2 2026 data
Hanmi Bank vs Preferred Bank
Metric by metric
| Measure | Hanmi Bank | Preferred Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 58 |
| Capital cushion | 67 (stronger) | 56 |
| Loan quality | 95 (stronger) | 48 |
| Earnings | 71 | 88 (stronger) |
| Funding & liquidity | 34 (stronger) | 25 |
| Problem-loan coverage | 98 (stronger) | 77 |
| Peer percentile | 70th | 17th |
| Total assets | $8.0B | $7.7B |
| Deposits / shares | $7.0B | $6.5B |
| Capital ratio | 11.71% (stronger) | 10.55% |
| Problem loans | 0.15% (stronger) | 1.57% |
| Net charge-offs | 0.12% (stronger) | 0.18% |
| Return on assets | 1.28% | 1.69% (stronger) |
| Loans ÷ deposits | 93.1% (stronger) | 95.8% |
| Uninsured deposits | 44.8% (stronger) | 50.3% |
| Offices | 33 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.0% | 12.4% |
Hanmi Bank has the higher TellerScore (73 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Hanmi Bank leads on 6 and Preferred Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.