Side-by-side · Q2 2026 data
Hapo Community Credit Union vs Blue Mountain Credit Union
Credit union
Blue Mountain Credit Union
College Place, Washington · Under $100 million in assets
Metric by metric
| Measure | Hapo Community Credit Union | Blue Mountain Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 64 |
| Capital cushion | 62 | 81 (stronger) |
| Loan quality | 94 (stronger) | 56 |
| Earnings | 82 (stronger) | 27 |
| Funding & liquidity | 76 | 83 (stronger) |
| Problem-loan coverage | 97 (stronger) | 78 |
| Peer percentile | 88th | 28th |
| Total assets | $3.0B | $56.1M |
| Deposits / shares | $2.6B | $48.8M |
| Capital ratio | 11.20% | 13.05% (stronger) |
| Problem loans | 0.18% (stronger) | 1.31% |
| Net charge-offs | 0.51% (stronger) | 1.10% |
| Return on assets | 1.56% (stronger) | 0.18% |
| Loans ÷ deposits | 83.8% | 77.6% (stronger) |
| Uninsured deposits | 14.6% | 4.6% (stronger) |
| Offices | 20 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.8% | — |
Hapo Community Credit Union has the higher TellerScore (80 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Hapo Community Credit Union leads on 4 and Blue Mountain Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- College Place, WA