Side-by-side · Q2 2026 data
Harbor Pointe Credit Union vs Indianhead Credit Union
Metric by metric
| Measure | Harbor Pointe Credit Union | Indianhead Credit Union |
|---|---|---|
| TellerScore | 73 | 86 (stronger) |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 56 | 74 (stronger) |
| Earnings | 78 | 82 (stronger) |
| Funding & liquidity | 64 | 78 (stronger) |
| Problem-loan coverage | 84 | 93 (stronger) |
| Peer percentile | 60th | 89th |
| Total assets | $158.5M | $101.2M |
| Deposits / shares | $136.5M | $83.5M |
| Capital ratio | 13.63% | 14.98% (stronger) |
| Problem loans | 1.31% | 0.78% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.07% |
| Return on assets | 1.44% | 1.55% (stronger) |
| Loans ÷ deposits | 96.0% | 82.3% (stronger) |
| Uninsured deposits | 2.6% | 1.9% (stronger) |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | 9.5% |
Indianhead Credit Union has the higher TellerScore (86 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Harbor Pointe Credit Union leads on 1 and Indianhead Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.