The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 3 points (89 → 86), mostly because the earnings component weakened by 15 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Wisconsin

Yes. Indianhead Credit Union is a federally insured credit union (NCUA charter #66434). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.9% of shares and deposits ($1.6M) are above the $250,000 NCUA insurance limit, below the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 14.98%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Indianhead Credit Union lists 3 offices in 3 cities. Most locations:

• Grantsburg, WI (1)
• Spooner, WI (1)
• Superior, WI (1)

All branch addresses and map

In 2025, Indianhead Credit Union reported 88 home-loan applications under HMDA (LEI 254900C1MQVQQR44R744): 76 originated ($9,230,000 total), 8 denied, and 4 withdrawn or closed by the applicant. Its denial rate on decided applications was 9.5%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Indianhead Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

66434

RSSD ID

592091

Primary regulator

State + NCUA

Established

1961

Headquarters

Po Box 100, Spooner, WI 54801

Employees

19