Side-by-side · Q2 2026 data
Harbor Pointe Credit Union vs Leading Edge Credit Union
Credit union
Leading Edge Credit Union
Worthington, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Harbor Pointe Credit Union | Leading Edge Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 54 |
| Capital cushion | 86 (stronger) | 39 |
| Loan quality | 56 | 68 (stronger) |
| Earnings | 78 (stronger) | 31 |
| Funding & liquidity | 64 | 72 (stronger) |
| Problem-loan coverage | 84 (stronger) | 83 |
| Peer percentile | 60th | 10th |
| Total assets | $158.5M | $143.2M |
| Deposits / shares | $136.5M | $128.7M |
| Capital ratio | 13.63% (stronger) | 8.95% |
| Problem loans | 1.31% | 0.96% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.37% |
| Return on assets | 1.44% (stronger) | 0.28% |
| Loans ÷ deposits | 96.0% | 87.8% (stronger) |
| Uninsured deposits | 2.6% (stronger) | 4.4% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.9% | — |
Harbor Pointe Credit Union has the higher TellerScore (73 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Harbor Pointe Credit Union leads on 5 and Leading Edge Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.