Side-by-side · Q2 2026 data
Harborlight Credit Union vs Wolverine State Credit Union
Metric by metric
| Measure | Harborlight Credit Union | Wolverine State Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 60 |
| Capital cushion | 63 (stronger) | 46 |
| Loan quality | 88 (stronger) | 76 |
| Earnings | 62 (stronger) | 25 |
| Funding & liquidity | 87 (stronger) | 85 |
| Problem-loan coverage | 96 (stronger) | 90 |
| Peer percentile | 68th | 21st |
| Total assets | $170.1M | $172.9M |
| Deposits / shares | $149.3M | $155.6M |
| Capital ratio | 11.32% (stronger) | 9.64% |
| Problem loans | 0.35% (stronger) | 0.71% |
| Net charge-offs | 0.32% (stronger) | 0.63% |
| Return on assets | 1.06% (stronger) | 0.11% |
| Loans ÷ deposits | 73.2% (stronger) | 74.8% |
| Uninsured deposits | 4.9% | 4.6% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Harborlight Credit Union has the higher TellerScore (76 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Harborlight Credit Union leads on 6 and Wolverine State Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.