Side-by-side · Q2 2026 data
Hardin County Hospital Employees Credit Union vs A.U.B. Employees' Credit Union
Credit union
Hardin County Hospital Employees Credit Union
Savannah, Tennessee · Under $100 million in assets
Credit union
A.U.B. Employees' Credit Union
Athens, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Hardin County Hospital Employees Credit Union | A.U.B. Employees' Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 43 |
| Capital cushion | 37 | 100 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 33 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 50 |
| Peer percentile | 36th | 4th |
| Total assets | $1.0M | $1.4M |
| Deposits / shares | $938K | $1.1M |
| Capital ratio | 8.67% | 25.21% (stronger) |
| Problem loans | 0.00% (stronger) | 8.45% |
| Net charge-offs | 0.00% (stronger) | 1.44% |
| Return on assets | 0.32% (stronger) | -4.96% |
| Loans ÷ deposits | 55.1% (stronger) | 113.2% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hardin County Hospital Employees Credit Union has the higher TellerScore (68 vs 43). On the 6 directional measures above (where higher or lower is clearly better), Hardin County Hospital Employees Credit Union leads on 5 and A.U.B. Employees' Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.