Side-by-side · Q2 2026 data
Harris Employees Credit Union vs Macon-Bibb Employees Credit Union
Credit union
Harris Employees Credit Union
Cordele, Georgia · Under $100 million in assets
Metric by metric
| Measure | Harris Employees Credit Union | Macon-Bibb Employees Credit Union |
|---|---|---|
| TellerScore | 53 | 63 (stronger) |
| Capital cushion | 100 (stronger) | 58 |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 0 | 0 |
| Funding & liquidity | 92 | 97 (stronger) |
| Problem-loan coverage | 90 | 95 (stronger) |
| Peer percentile | 12th | 26th |
| Total assets | $626K | $2.7M |
| Deposits / shares | $389K | $2.4M |
| Capital ratio | 34.27% (stronger) | 10.76% |
| Problem loans | 3.95% | 0.45% (stronger) |
| Net charge-offs | -1.47% (stronger) | -0.28% |
| Return on assets | -1.39% (stronger) | -1.86% |
| Loans ÷ deposits | 68.7% | 63.3% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 0 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Macon-Bibb Employees Credit Union has the higher TellerScore (63 vs 53). On the 6 directional measures above (where higher or lower is clearly better), Harris Employees Credit Union leads on 3 and Macon-Bibb Employees Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.