Headquartered in Macon, Georgia, Macon-Bibb Employees Credit Union is a federally insured state-chartered credit union with $2.7M in total assets and $2.4M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1951.
Macon-Bibb Employees Credit Union has a TellerScore of 63 out of 100 (moderate) based on Q2 2026 data — higher than only 26% of its 2,479 credit unions with under $100 million in assets. Among 71 credit unions headquartered in Georgia, it ranks 50th. Funding & liquidity contributes the most (97/100, 63% loans-to-deposits, 0% uninsured); earnings contributes the least (0/100, -1.86%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (58 → 63), mostly because the loan quality component improved by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 47 |
| Q3 2024 | 43 |
| Q4 2024 | 40 |
| Q1 2025 | 50 |
| Q2 2025 | 58 |
| Q3 2025 | 57 |
| Q4 2025 | 60 |
| Q1 2026 | 51 |
| Q2 2026 | 63 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.38% |
| Q3 2024 | 13.81% |
| Q4 2024 | 13.24% |
| Q1 2025 | 11.62% |
| Q2 2025 | 10.73% |
| Q3 2025 | 10.78% |
| Q4 2025 | 10.53% |
| Q1 2026 | 10.82% |
| Q2 2026 | 10.76% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 4.64% |
| Q3 2024 | 4.39% |
| Q4 2024 | 5.14% |
| Q1 2025 | 1.78% |
| Q2 2025 | 0.73% |
| Q3 2025 | 0.94% |
| Q4 2025 | 0.50% |
| Q1 2026 | 1.66% |
| Q2 2026 | 0.45% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.10% |
| Q3 2024 | -0.39% |
| Q4 2024 | -0.94% |
| Q1 2025 | -4.29% |
| Q2 2025 | -4.50% |
| Q3 2025 | -3.40% |
| Q4 2025 | -3.34% |
| Q1 2026 | -2.58% |
| Q2 2026 | -1.86% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $2.7M | 10.76% | 0.45% | -1.86% | 63.3% |
| Q1 2026 | 51 | $2.7M | 10.82% | 1.66% | -2.58% | 63.8% |
| Q4 2025 | 60 | $3.0M | 10.53% | 0.50% | -3.34% | 68.4% |
| Q3 2025 | 57 | $3.1M | 10.78% | 0.94% | -3.40% | 67.4% |
| Q2 2025 | 58 | $3.2M | 10.73% | 0.73% | -4.50% | 70.4% |
| Q1 2025 | 50 | $3.3M | 11.62% | 1.78% | -4.29% | 70.0% |
| Q4 2024 | 40 | $3.1M | 13.24% | 5.14% | -0.94% | 76.2% |
| Q3 2024 | 43 | $3.1M | 13.81% | 4.39% | -0.39% | 79.4% |
| Q2 2024 | 47 | $3.3M | 13.38% | 4.64% | 0.10% | 77.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Georgia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Flint Federal Credit UnionCredit union Reynolds, GA | 99 out of 100, Very strong | $2.9M | 30.0% | 0.00% | vs |
| United Neighborhood Federal Credit UnionCredit union Augusta, GA | 51 out of 100, Below average | $3.0M | 8.5% | 0.98% | vs |
| Coffee County Teachers Federal Credit UnionCredit union Douglas, GA | 50 out of 100, Below average | $3.1M | 19.8% | 3.44% | vs |
| Flint River Employees Federal Credit UnionCredit union Oglethorpe, GA | 82 out of 100, Strong | $1.7M | 38.1% | 0.22% | vs |
| Berrien Teachers Federal Credit UnionCredit union Nashville, GA | 60 out of 100, Moderate | $1.4M | 18.8% | 7.51% | vs |
| Locoga Federal Credit UnionCredit union Valdosta, GA | 48 out of 100, Below average | $4.5M | 7.1% | 1.35% | vs |
Deposit insurance
Is my money safe at Macon-Bibb Employees Credit Union?
Yes. Macon-Bibb Employees Credit Union is a federally insured credit union (NCUA charter #67688). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 10.76%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
2 locations
Branches
Macon-Bibb Employees Credit Union lists 2 offices in 1 city. Most locations:
- Macon, GA (2)
Identity & history
Profile
- Legal name
- Macon-Bibb Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67688
- RSSD ID
- 1225912
- Primary regulator
- State + NCUA
- Established
- 1951
- Headquarters
- 150 Willie Smokie Glover Dr, Macon, GA 31201
- Employees
- 2
Quick answers
Macon-Bibb Employees Credit Union: common questions
Is Macon-Bibb Employees Credit Union NCUA insured?
Yes. Macon-Bibb Employees Credit Union is a federally insured credit union (NCUA charter #67688). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Macon-Bibb Employees Credit Union's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Macon-Bibb Employees Credit Union have?
2 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Macon
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cgr Credit UnionCredit union Macon, GA | 95 out of 100, Very strong | $120.0M | 22.2% | 0.52% | vs |
| Robins Financial Credit UnionCredit union Warner Robins, GA | 94 out of 100, Very strong | $5.0B | 17.6% | 0.40% | vs |
| Sunmark Community BankBank Perry, GA | 92 out of 100, Very strong | $556.6M | 14.6% | 0.02% | vs |
| Macon Firemen'S Credit UnionCredit union Macon, GA | 90 out of 100, Very strong | $5.9M | 27.1% | 0.56% | vs |
| United BankBank Zebulon, GA | 89 out of 100, Very strong | $2.2B | 12.8% | 0.23% | vs |
| Magnolia State BankBank Eastman, GA | 87 out of 100, Very strong | $198.7M | 15.6% | 1.21% | vs |