Side-by-side · Q2 2026 data
Harrison County Federal Credit Union vs Eastern Panhandle Federal Credit Union
Credit union
Harrison County Federal Credit Union
Nutter Fort, West Virginia · Under $100 million in assets
Credit union
Eastern Panhandle Federal Credit Union
Martinsburg, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Harrison County Federal Credit Union | Eastern Panhandle Federal Credit Union |
|---|---|---|
| TellerScore | 91 (stronger) | 83 |
| Capital cushion | 100 (stronger) | 72 |
| Loan quality | 95 | 95 |
| Earnings | 62 | 74 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 90th | 72nd |
| Total assets | $15.6M | $18.8M |
| Deposits / shares | $12.7M | $16.4M |
| Capital ratio | 18.36% (stronger) | 12.18% |
| Problem loans | 0.14% (stronger) | 0.16% |
| Net charge-offs | 0.00% (stronger) | 0.48% |
| Return on assets | 1.05% | 1.34% (stronger) |
| Loans ÷ deposits | 52.2% (stronger) | 70.2% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Harrison County Federal Credit Union has the higher TellerScore (91 vs 83). On the 6 directional measures above (where higher or lower is clearly better), Harrison County Federal Credit Union leads on 5 and Eastern Panhandle Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.