Side-by-side · Q2 2026 data
Hartford Federal Credit Union vs Sound Federal Credit Union
Metric by metric
| Measure | Hartford Federal Credit Union | Sound Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 53 |
| Capital cushion | 80 (stronger) | 26 |
| Loan quality | 55 (stronger) | 52 |
| Earnings | 54 | 80 (stronger) |
| Funding & liquidity | 100 (stronger) | 78 |
| Problem-loan coverage | 91 (stronger) | 43 |
| Peer percentile | 60th | 9th |
| Total assets | $159.6M | $115.5M |
| Deposits / shares | $137.0M | $105.2M |
| Capital ratio | 13.02% (stronger) | 7.60% |
| Problem loans | 1.34% (stronger) | 1.43% |
| Net charge-offs | 0.11% (stronger) | 0.35% |
| Return on assets | 0.86% | 1.51% (stronger) |
| Loans ÷ deposits | 52.2% (stronger) | 82.5% |
| Uninsured deposits | 2.2% (stronger) | 3.1% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.2% | — |
Hartford Federal Credit Union has the higher TellerScore (73 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Hartford Federal Credit Union leads on 6 and Sound Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.