Side-by-side · Q2 2026 data
Hartsburg State Bank vs Busey Bank
Metric by metric
| Measure | Hartsburg State Bank | Busey Bank |
|---|---|---|
| TellerScore | 73 | 74 (stronger) |
| Capital cushion | 65 | 74 (stronger) |
| Loan quality | 93 (stronger) | 83 |
| Earnings | 29 | 73 (stronger) |
| Funding & liquidity | 98 (stronger) | 43 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 48th | 87th |
| Total assets | $18.1M | $18.1B |
| Deposits / shares | $16.5M | $15.2B |
| Capital ratio | 11.51% | 12.38% (stronger) |
| Problem loans | 0.20% (stronger) | 0.51% |
| Net charge-offs | 1.22% | 0.20% (stronger) |
| Return on assets | 0.22% | 1.33% (stronger) |
| Loans ÷ deposits | 32.8% (stronger) | 86.0% |
| Uninsured deposits | 16.9% (stronger) | 43.0% |
| Offices | 1 | 80 |
| CFPB complaints (3 yrs) | — | 47 |
| Complaints per $1B deposits | — | 3.1 |
| Mortgage denial rate (HMDA) | — | 13.9% |
Busey Bank has the higher TellerScore (74 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Hartsburg State Bank leads on 3 and Busey Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.