Side-by-side · Q2 2026 data
Hartsburg State Bank vs Farmers State Bank of Medora
Metric by metric
| Measure | Hartsburg State Bank | Farmers State Bank of Medora |
|---|---|---|
| TellerScore | 73 (stronger) | 69 |
| Capital cushion | 65 | 100 (stronger) |
| Loan quality | 93 (stronger) | 43 |
| Earnings | 29 (stronger) | 23 |
| Funding & liquidity | 98 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 48th | 37th |
| Total assets | $18.1M | $20.4M |
| Deposits / shares | $16.5M | $17.9M |
| Capital ratio | 11.51% | 15.51% (stronger) |
| Problem loans | 0.20% (stronger) | 1.70% |
| Net charge-offs | 1.22% | -0.27% (stronger) |
| Return on assets | 0.22% (stronger) | 0.07% |
| Loans ÷ deposits | 32.8% (stronger) | 43.0% |
| Uninsured deposits | 16.9% | 6.6% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Hartsburg State Bank has the higher TellerScore (73 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Hartsburg State Bank leads on 4 and Farmers State Bank of Medora on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.