Headquartered in Medora, Illinois, Farmers State Bank of Medora is a state-chartered bank with $20.4M in total assets and $17.9M in deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1912.
Farmers State Bank of Medora has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than only 37% of its 546 banks with under $100 million in assets. Among 326 banks headquartered in Illinois, it ranks 185th. Capital cushion contributes the most (100/100, 15.51%); earnings contributes the least (23/100, 0.07%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 10 points (79 → 69), mostly because the loan quality component weakened by 50 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 78 |
| Q3 2024 | 79 |
| Q4 2024 | 55 |
| Q1 2025 | 74 |
| Q2 2025 | 79 |
| Q3 2025 | 75 |
| Q4 2025 | 73 |
| Q1 2026 | 60 |
| Q2 2026 | 69 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 14.99% |
| Q3 2024 | 15.03% |
| Q4 2024 | 15.58% |
| Q1 2025 | 14.07% |
| Q2 2025 | 14.72% |
| Q3 2025 | 13.20% |
| Q4 2025 | 14.06% |
| Q1 2026 | 13.12% |
| Q2 2026 | 15.51% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.53% |
| Q3 2024 | 0.37% |
| Q4 2024 | 3.35% |
| Q1 2025 | 0.46% |
| Q2 2025 | 0.22% |
| Q3 2025 | 0.20% |
| Q4 2025 | 0.69% |
| Q1 2026 | 1.89% |
| Q2 2026 | 1.70% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.17% |
| Q3 2024 | -0.16% |
| Q4 2024 | -0.23% |
| Q1 2025 | -0.43% |
| Q2 2025 | -0.27% |
| Q3 2025 | -0.27% |
| Q4 2025 | -0.23% |
| Q1 2026 | -0.20% |
| Q2 2026 | 0.07% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 69 | $20.4M | 15.51% | 1.70% | 0.07% | 43.0% |
| Q1 2026 | 60 | $22.4M | 13.12% | 1.89% | -0.20% | 36.2% |
| Q4 2025 | 73 | $21.0M | 14.06% | 0.69% | -0.23% | 39.5% |
| Q3 2025 | 75 | $22.4M | 13.20% | 0.20% | -0.27% | 39.3% |
| Q2 2025 | 79 | $19.7M | 14.72% | 0.22% | -0.27% | 46.0% |
| Q1 2025 | 74 | $20.7M | 14.07% | 0.46% | -0.43% | 41.7% |
| Q4 2024 | 55 | $21.6M | 15.58% | 3.35% | -0.23% | 37.6% |
| Q3 2024 | 79 | $20.9M | 15.03% | 0.37% | -0.16% | 38.6% |
| Q2 2024 | 78 | $21.6M | 14.99% | 0.53% | -0.17% | 32.7% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Chesterfield State BankBank Chesterfield, IL | 43 out of 100, Below average | $21.7M | 8.2% | 11.20% | vs |
| Hartsburg State BankBank Hartsburg, IL | 73 out of 100, Strong | $18.1M | 11.5% | 0.20% | vs |
| Peoples Bank of MaconBank Macon, IL | 82 out of 100, Strong | $22.7M | 13.6% | 0.00% | vs |
| Sainte Marie State BankBank Sainte Marie, IL | 76 out of 100, Strong | $23.0M | 15.8% | 0.31% | vs |
| The First National Bank of AssumptionBank Assumption, IL | 70 out of 100, Strong | $25.2M | 11.1% | 1.24% | vs |
| Grand Rivers Community BankBank Grand Chain, IL | 21 out of 100, Low | $15.1M | 8.4% | 19.04% | vs |
Deposit insurance
Is my money safe at Farmers State Bank of Medora?
Yes. Farmers State Bank of Medora is an FDIC-insured institution (FDIC certificate #13902). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 6.6% of deposits ($1.2M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.51%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 29.51% (benchmark: 10%).
1 location
Branches
Farmers State Bank of Medora lists 1 office in 1 city. Most locations:
- Medora, IL (1)
Identity & history
Profile
- Legal name
- Farmers State Bank of Medora
- Type
- State-chartered bank
- FDIC certificate #
- 13902
- RSSD ID
- 295646
- Primary regulator
- FDIC
- Established
- September 9, 1912
- Headquarters
- 106 E Washington St, Medora, IL 62063
- Employees
- 5
Quick answers
Farmers State Bank of Medora: common questions
Is Farmers State Bank of Medora FDIC insured?
Yes. Farmers State Bank of Medora is an FDIC-insured institution (FDIC certificate #13902). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Farmers State Bank of Medora's TellerScore?
69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Farmers State Bank of Medora ever failed?
There is no failure record for FDIC certificate #13902 in the FDIC failed bank list.
How many branches does Farmers State Bank of Medora have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Medora
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| State Employees Community Credit UnionCredit union Alton, IL | 89 out of 100, Very strong | $6.7M | 20.0% | 0.00% | vs |
| Farmers State BankBank Pittsfield, IL | 88 out of 100, Very strong | $339.8M | 15.0% | 0.23% | vs |
| Heartland Bank and Trust CompanyBank Bloomington, IL | 80 out of 100, Strong | $6.7B | 11.9% | 0.19% | vs |
| Prairie State Bank and TrustBank Springfield, IL | 80 out of 100, Strong | $840.1M | 12.4% | 0.52% | vs |
| Warren-Boynton State BankBank New Berlin, IL | 79 out of 100, Strong | $234.5M | 12.1% | 0.41% | vs |
| The First National Bank of RaymondBank Raymond, IL | 78 out of 100, Strong | $187.1M | 10.9% | 0.42% | vs |