Side-by-side · Q2 2026 data
Harvest Bank vs Liberty Bank Minnesota
Metric by metric
| Measure | Harvest Bank | Liberty Bank Minnesota |
|---|---|---|
| TellerScore | 63 | 86 (stronger) |
| Capital cushion | 42 | 79 (stronger) |
| Loan quality | 73 | 100 (stronger) |
| Earnings | 61 | 62 (stronger) |
| Funding & liquidity | 83 | 100 (stronger) |
| Problem-loan coverage | 74 | 100 (stronger) |
| Peer percentile | 24th | 90th |
| Total assets | $355.1M | $290.2M |
| Deposits / shares | $323.4M | $262.9M |
| Capital ratio | 9.15% | 12.90% (stronger) |
| Problem loans | 0.80% | 0.00% (stronger) |
| Net charge-offs | 0.04% | 0.02% (stronger) |
| Return on assets | 1.03% | 1.04% (stronger) |
| Loans ÷ deposits | 75.4% | 51.7% (stronger) |
| Uninsured deposits | 16.6% | 9.1% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 3.3% |
Liberty Bank Minnesota has the higher TellerScore (86 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Harvest Bank leads on 0 and Liberty Bank Minnesota on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.