Side-by-side · Q2 2026 data
Harvest Federal Credit Union vs Firstenergy Family Credit Union
Metric by metric
| Measure | Harvest Federal Credit Union | Firstenergy Family Credit Union |
|---|---|---|
| TellerScore | 84 | 93 (stronger) |
| Capital cushion | 78 | 100 (stronger) |
| Loan quality | 90 (stronger) | 82 |
| Earnings | 66 | 95 (stronger) |
| Funding & liquidity | 100 (stronger) | 91 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 75th | 94th |
| Total assets | $43.9M | $47.2M |
| Deposits / shares | $38.1M | $39.4M |
| Capital ratio | 12.80% | 16.47% (stronger) |
| Problem loans | 0.30% (stronger) | 0.53% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.16% | 1.88% (stronger) |
| Loans ÷ deposits | 43.7% (stronger) | 69.4% |
| Uninsured deposits | 2.7% (stronger) | 3.2% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Firstenergy Family Credit Union has the higher TellerScore (93 vs 84). On the 7 directional measures above (where higher or lower is clearly better), Harvest Federal Credit Union leads on 3 and Firstenergy Family Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.