Side-by-side · Q2 2026 data
Harvest Federal Credit Union vs Genesis Employees Credit Union
Metric by metric
| Measure | Harvest Federal Credit Union | Genesis Employees Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 80 |
| Capital cushion | 78 | 94 (stronger) |
| Loan quality | 90 (stronger) | 46 |
| Earnings | 66 | 82 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 75th | 65th |
| Total assets | $43.9M | $22.2M |
| Deposits / shares | $38.1M | $18.9M |
| Capital ratio | 12.80% | 14.41% (stronger) |
| Problem loans | 0.30% (stronger) | 1.61% |
| Net charge-offs | 0.02% | -0.03% (stronger) |
| Return on assets | 1.16% | 1.54% (stronger) |
| Loans ÷ deposits | 43.7% (stronger) | 59.3% |
| Uninsured deposits | 2.7% | 0.7% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Harvest Federal Credit Union has the higher TellerScore (84 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Harvest Federal Credit Union leads on 3 and Genesis Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.