Headquartered in Zanesville, Ohio, Genesis Employees Credit Union is a federally insured state-chartered credit union with $22.2M in total assets and $18.9M in member shares and deposits as of Q2 2026. It operates 1 office.
Based on its Q2 2026 filing, Genesis Employees Credit Union scores 80/100, which we describe as strong. That is higher than 65% of 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 52nd. Its strongest component is funding & liquidity (100/100; 59% loans-to-deposits, 1% uninsured), and its lowest is loan quality (46/100; 1.61%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (78 → 80), mostly because the loan quality component improved by 5 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 82 |
| Q4 2024 | 83 |
| Q1 2025 | 78 |
| Q2 2025 | 78 |
| Q3 2025 | 76 |
| Q4 2025 | 81 |
| Q1 2026 | 82 |
| Q2 2026 | 80 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 13.20% |
| Q3 2024 | 13.00% |
| Q4 2024 | 13.90% |
| Q1 2025 | 13.94% |
| Q2 2025 | 14.25% |
| Q3 2025 | 14.37% |
| Q4 2025 | 14.28% |
| Q1 2026 | 13.95% |
| Q2 2026 | 14.41% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.69% |
| Q3 2024 | 0.87% |
| Q4 2024 | 1.05% |
| Q1 2025 | 1.62% |
| Q2 2025 | 1.76% |
| Q3 2025 | 1.79% |
| Q4 2025 | 0.89% |
| Q1 2026 | 1.09% |
| Q2 2026 | 1.61% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.73% |
| Q3 2024 | 1.58% |
| Q4 2024 | 1.62% |
| Q1 2025 | 1.60% |
| Q2 2025 | 1.57% |
| Q3 2025 | 1.39% |
| Q4 2025 | 0.97% |
| Q1 2026 | 1.43% |
| Q2 2026 | 1.54% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $22.2M | 14.41% | 1.61% | 1.54% | 59.3% |
| Q1 2026 | 82 | $22.2M | 13.95% | 1.09% | 1.43% | 58.2% |
| Q4 2025 | 81 | $21.1M | 14.28% | 0.89% | 0.97% | 64.5% |
| Q3 2025 | 76 | $21.1M | 14.37% | 1.79% | 1.39% | 64.4% |
| Q2 2025 | 78 | $20.9M | 14.25% | 1.76% | 1.57% | 64.4% |
| Q1 2025 | 78 | $20.8M | 13.94% | 1.62% | 1.60% | 64.3% |
| Q4 2024 | 83 | $20.3M | 13.90% | 1.05% | 1.62% | 67.7% |
| Q3 2024 | 82 | $21.1M | 13.00% | 0.87% | 1.58% | 65.7% |
| Q2 2024 | 84 | $20.2M | 13.20% | 0.69% | 1.73% | 70.8% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Steel Valley Federal Credit UnionCredit union Cleveland, OH | 34 out of 100, Low | $22.3M | 9.5% | 5.13% | vs |
| Ashland Community Federal Credit UnionCredit union Ashland, OH | 84 out of 100, Strong | $23.1M | 12.3% | 0.10% | vs |
| Kyger Creek Credit UnionCredit union Cheshire, OH | 84 out of 100, Strong | $20.9M | 18.9% | 0.60% | vs |
| Members Trust Federal Credit UnionCredit union Mason, OH | 87 out of 100, Very strong | $23.4M | 19.1% | 0.05% | vs |
| Parish Federal Credit UnionCredit union Toledo, OH | 87 out of 100, Very strong | $24.0M | 11.8% | 0.06% | vs |
| Sylvania Area Federal Credit UnionCredit union Sylvania, OH | 70 out of 100, Strong | $24.2M | 9.8% | 0.30% | vs |
Deposit insurance
Is my money safe at Genesis Employees Credit Union?
Yes. Genesis Employees Credit Union is a federally insured credit union (NCUA charter #68451). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.7% of shares and deposits ($132K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 14.41%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Genesis Employees Credit Union lists 1 office in 1 city. Most locations:
- Zanesville, OH (1)
Identity & history
Profile
- Legal name
- Genesis Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 68451
- RSSD ID
- 397296
- Primary regulator
- State + NCUA
- Headquarters
- 860 Bethesda Dr,, Zanesville, OH 43701
- Employees
- 5
Quick answers
Genesis Employees Credit Union: common questions
Is Genesis Employees Credit Union NCUA insured?
Yes. Genesis Employees Credit Union is a federally insured credit union (NCUA charter #68451). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Genesis Employees Credit Union's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Genesis Employees Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Zanesville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Harvest Federal Credit UnionCredit union Heath, OH | 84 out of 100, Strong | $43.9M | 12.8% | 0.30% | vs |
| The Waterford Commercial and Savings BankBank Waterford, OH | 83 out of 100, Strong | $60.0M | 13.6% | 0.09% | vs |
| Southeastern Ohio Credit UnionCredit union Cambridge, OH | 78 out of 100, Strong | $65.4M | 12.1% | 1.03% | vs |
| The Community BankBank Zanesville, OH | 74 out of 100, Strong | $680.1M | 10.6% | 0.23% | vs |
| The Park National BankBank Newark, OH | 72 out of 100, Strong | $12.6B | 10.3% | 0.86% | vs |
| Peoples BankBank Marietta, OH | 67 out of 100, Moderate | $9.5B | 9.7% | 0.60% | vs |