Side-by-side · Q2 2026 data
Haskell National Bank vs E M O T Federal Credit Union
Metric by metric
| Measure | Haskell National Bank | E M O T Federal Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 78 |
| Capital cushion | 86 | 100 (stronger) |
| Loan quality | 100 (stronger) | 43 |
| Earnings | 63 (stronger) | 62 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 86th | 59th |
| Total assets | $72.6M | $9.2M |
| Deposits / shares | $63.1M | $5.5M |
| Capital ratio | 13.57% | 39.67% (stronger) |
| Problem loans | 0.00% (stronger) | 1.72% |
| Net charge-offs | 0.00% (stronger) | 1.62% |
| Return on assets | 1.08% (stronger) | 1.05% |
| Loans ÷ deposits | 39.0% (stronger) | 50.9% |
| Uninsured deposits | 8.9% | 0.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Haskell National Bank has the higher TellerScore (88 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Haskell National Bank leads on 5 and E M O T Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.