TellerScore

Haskell National Bank is a national bank headquartered in Haskell, Texas, in business for about 136 years. At the end of Q2 2026 it reported $72.6M in total assets and $63.1M in deposits, with 2 offices.

Based on its Q2 2026 filing, Haskell National Bank scores 88/100, which we describe as very strong. That is higher than 86% of 546 banks with under $100 million in assets. Among 349 banks headquartered in Texas, it ranks 32nd. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (63/100; 1.08%).

TellerScore · Q2 2026

Scorecard

Capital cushion86/100
Tier 1 leverage ratio: 13.57%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings63/100
Return on assets (annualized): 1.08%
Funding & liquidity100/100
Loans ÷ deposits and uninsured-deposit share: 39.0% · 8.9% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (84 → 88), mostly because the earnings component improved by 17 points.

TellerScore
798488Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202481
Q4 202482
Q1 202583
Q2 202584
Q3 202584
Q4 202583
Q1 202687
Q2 202688
Tier 1 leverage ratio
5.00%9.29%13.57%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202412.76%
Q3 202412.86%
Q4 202412.84%
Q1 202513.31%
Q2 202513.36%
Q3 202513.41%
Q4 202513.33%
Q1 202613.29%
Q2 202613.57%
Noncurrent loans
0.00%0.09%0.18%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.01%
Q4 20240.09%
Q1 20250.07%
Q2 20250.06%
Q3 20250.09%
Q4 20250.18%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.23%0.66%1.08%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.23%
Q3 20240.36%
Q4 20240.62%
Q1 20250.62%
Q2 20250.66%
Q3 20250.75%
Q4 20250.73%
Q1 20261.02%
Q2 20261.08%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202688$72.6M13.57%0.00%1.08%39.0%
Q1 202687$76.0M13.29%0.00%1.02%35.7%
Q4 202583$74.2M13.33%0.18%0.73%39.7%
Q3 202584$74.0M13.41%0.09%0.75%41.9%
Q2 202584$73.1M13.36%0.06%0.66%39.3%
Q1 202583$72.9M13.31%0.07%0.62%37.5%
Q4 202482$74.1M12.84%0.09%0.62%36.7%
Q3 202481$75.8M12.86%0.01%0.36%38.9%
Q2 202479$73.7M12.76%0.00%0.23%38.1%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.57%
58th
Total risk-based capital34.17%
89th
Problem loans0.00%
84th
Net charge-offs0.00%
58th
Return on assets1.08%
55th
Net interest margin3.96%
54th
Efficiency ratio75.3%
41st
Loans to deposits39.0%
83rd
Uninsured deposits8.9%
81st
Loan-loss reserves1.25%
54th
Texas ratio0.0%
85th

Similar-size banks in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
Citizens State Bank of LulingBank Luling, TX69 out of 100, Moderate$73.8M21.5%1.68%vs
First State Bank of San DiegoBank San Diego, TX36 out of 100, Low$68.2M9.0%2.65%vs
First Federal Bank Littlefield, TexasBank Littlefield, TX82 out of 100, Strong$67.9M17.4%0.44%vs
Citizens National Bank of CrosbytonBank Crosbyton, TX98 out of 100, Very strong$77.6M16.8%0.00%vs
First National Bank of South Padre IslandBank South Padre Island, TX84 out of 100, Strong$78.2M14.1%1.24%vs
Pavillion BankBank Richardson, TX84 out of 100, Strong$78.4M15.5%0.00%vs

Deposit insurance

Is my money safe at Haskell National Bank?

Yes. Haskell National Bank is an FDIC-insured institution (FDIC certificate #14399). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 8.9% of deposits ($5.6M) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 13.57%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 34.17% (benchmark: 10%).

Check how much of your own balance is covered

2 locations

Branches

Haskell National Bank lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Haskell National Bank
Type
National bank
FDIC certificate #
14399
RSSD ID
170257
Primary regulator
OCC
Holding company
Haskell Bancshares Inc
Established
November 25, 1890
Headquarters
601 N 1st St, Haskell, TX 79521
Employees
20

Quick answers

Haskell National Bank: common questions

Is Haskell National Bank FDIC insured?

Yes. Haskell National Bank is an FDIC-insured institution (FDIC certificate #14399). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Haskell National Bank's TellerScore?

88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Haskell National Bank ever failed?

There is no failure record for FDIC certificate #14399 in the FDIC failed bank list.

How many branches does Haskell National Bank have?

2 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Haskell

InstitutionScoreAssetsCapitalProblem loansCompare
First United BankBank Dimmitt, TX77 out of 100, Strong$2.4B11.2%0.41%vs
The City National Bank of Colorado CityBank Colorado City, TX74 out of 100, Strong$452.4M11.0%0.26%vs
The First State BankBank Abernathy, TX68 out of 100, Moderate$121.4M13.5%2.13%vs
First National Bank and Trust Company of WeatherfordBank Weatherford, TX42 out of 100, Below average$968.3M10.4%5.51%vs